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Public and Products Liability Insurance |
Public liability insurance covers you against any injury to a third party or property damage you cause during the course of your business. Product Liability covers the manufacture, supply, sale, alteration, repair, maintenance or testing of goods, which, causes injury or damage to a third party or their property.
Both provide protection against your legal liability for bodily injury to third parties and damage to their property. It would also include legal liability for fees, expenses, damages and claimant costs following injury or damage.
The limit of liability should be based on the cover you will need at the time of settlement. It can be many years before a claim comes to court.

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