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Employers Liability Insurance |
If you employ staff or sub-contract staff it is a legal requirement for you to carry Employers Liability insurance. An Employers Liability policy provides cover against any employee who claims against you for injury, illness or death occurring during the course of their employment and whilst working under your supervision.
The normal limit of indemnity is £10,000,000 including costs and expenses.
Cover normally includes:
• Legal costs and expenses in defending prosecutions under Health and Safety legislation
• Unsatisfied court judgements in favour of employees injured in your employment by third parties
• Compensation for court attendance as a witness in connection with any claim under this section of cover
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